Asset-Backed Financing for Your Career
Structured loans for training and housing, designed to remove financial barriers. Low interest, deferred repayment, and part-time work integration so you can focus on building your career.
Three financing options.
Choose the product that matches your needs, or combine them for a complete financing solution.
Tuition Loan
Covers full or partial training costs across any BlackForce programme. Structured repayment begins after employment or at a defined grace period. Interest rates are kept low to prioritise learner success over profit extraction.
Accommodation Loan
Housing financing tied to BlackForce-owned or partner properties. Learners who relocate for in-person training receive accommodation support with costs integrated into their financing package. The asset-backed nature of the property provides security for the loan.
Combined Package
A single financing package that covers both training and accommodation. Ideal for learners relocating from West Africa or other regions to access in-person BlackForce training. Includes part-time work placement to help offset living costs during the training period.
From application to repayment.
Apply & Assess
Submit your application, complete the initial assessment, and receive your eligibility decision.
Apply & Assess
Submit your application, complete the initial assessment, and receive your eligibility decision.
Financing Package
Receive a personalised financing offer covering tuition and/or accommodation based on your programme and circumstances.
Financing Package
Receive a personalised financing offer covering tuition and/or accommodation based on your programme and circumstances.
Begin Training
Start your programme with minimal or zero upfront cost. Focus on learning, not on debt.
Begin Training
Start your programme with minimal or zero upfront cost. Focus on learning, not on debt.
Part-Time Work
For combined packages, access part-time work placements to offset living costs during your training period.
Part-Time Work
For combined packages, access part-time work placements to offset living costs during your training period.
Graduate & Repay
Structured repayment begins after employment or at the end of an agreed grace period. Manageable terms designed for learner success.
Graduate & Repay
Structured repayment begins after employment or at the end of an agreed grace period. Manageable terms designed for learner success.
Who can apply.
Geographic Focus
Initial focus on learners from West Africa (Nigeria, Ghana, and expanding), with UK-based learners also eligible. The programme is designed to expand internationally as the financing infrastructure matures.
Age & Programme
Available to learners aged 18 and above enrolled in or accepted to a BlackForce career programme (COHORT, Adults CPD, or Special Programs). UPA learners (13-18) are not eligible for direct financing.
Assessment Required
All applicants undergo an initial assessment including motivation interview, basic aptitude evaluation, and financial circumstances review. The goal is to ensure the financing structure is appropriate and sustainable for each learner.
Commitment Required
Learners must commit to full programme participation, maintain attendance standards, and engage with the career placement process. Financing is contingent on active engagement and progress towards certification and employment.
Why asset-backed financing is different.
Traditional student loans are unsecured debt. BlackForce accommodation loans are tied to real property assets, either BlackForce-owned or partner properties. This asset backing provides security for the loan, reduces risk for all parties, and enables lower interest rates for learners.
For learners, this means guaranteed quality housing during training, no need to navigate unfamiliar rental markets, and the confidence that their accommodation is managed and maintained as part of their learning experience. The part-time work integration further offsets costs, making the overall package more sustainable.
Questions about tuition loans.
Remove the financial barrier.
Apply for a tuition or accommodation loan and start your tech career without the upfront cost.